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Welcome to Shirl A.Thornton'sHorseshoe Bay, Kingsland and Marble Falls Real Estate Website
Welcome to Shirl A.Thornton'sHorseshoe Bay, Kingsland and Marble Falls Real Estate Website

Welcome! Here You Can Find Great Information on Horseshoe Bay, Kingsland and Marble Falls, Texas Real Estate 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. 

Need local real estate information? I've summarized much of what is important about the Horseshoe Bay, Kingsland and Marble Falls real estate market in this site, including Waterfront Properties and Luxury Resort Homes. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. 

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As a top Horseshoe Bay, Kingsland and Marble Falls real estate agent, I have the experience and track record you are looking for. Please let me help. 

- Shirl Thornton 




School Reports in Horseshoe Bay, Kingsland and Marble Falls, Texas
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Texas Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What weighs 320 tons and is considered the largest single block building?

A 
Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Shirl A. Thornton, REALTOR®, real estate agent and broker for Horseshoe Bay, Kingsland and Marble Falls, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Shirl Thornton
RE/MAX Horseshoe Bay Resort Sales Co.

7409 Hwy 2147
Horseshoe Bay, TX 78657
830-385-6200
Fax: 830-598-1915
shirlthornton@NUMBER1EXPERT.COM

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